We love our clients and with every transaction we care for them like family. Come see why:

"As a first time home buyer, I was super amazed with how fast and seamless Xavier made our home buying experience. He explained all paper work front and back and answer all questions we had at any TIME (Very knowledgeable)! He treated us like if we were family and made us feel welcomed. He’s very trustworthy. I will recommend him to any one." -- Yury N.

"There aren't enough words to express my appreciation for Xavier. My home buying situation was very unique and Xavier was up for the challenge, we found a home online out of the area that had just posted mins before and immediately fell in love with it. With the market the way it is right now we knew we had to act fast and within the hour Xavier had set up a tour, we toured the home the next day and made an offer! It was our perfect house, first one we really looked at and first offer accepted! Meant to be! Xavier was full service through the whole process, he was responsive, gave great advice, negotiated a great deal and treated us more like family than clients! The loan process he handled as well which again was done professionally with courtesy, transparency and most importantly he kept us in the loop through the whole process start to finish there was never anytime where we didn't know where we were in the process. He really does love what he does and it shows in every aspect of his business. If you're looking to buy, sell or need a mortgage look no further because Xavier will give you the VIP service you deserve and then some. Note: This home we found was hours away and not even in his area of expertise but he still set it up and learned the area specifically for this home. " -- Jen G.

"Working with Xavier was great experience! What set’s Xavier and his team apart is that he is licensed in both real estate & mortgages! It was nice to have one go to person “quarterbacking” my real estate purchase! He was able to help me refinance my existing property and put a lease agreement in place on that property with new tenants. This saved me a ton of time and at the same time save me money by lowering my monthly payment. With this combination I was able to purchase my new forever home without having to sell my existing property! All thanks to Xavier’s creativity addressing my situation! If you’re looking for someone to work with that is creative, thorough, and efficient, Xavier is your guy! Highly recommend everyone give him a look!" -- Maria V. 

"California real estate investors/ first time home buyers/ second home buyers. Xavier is your go to realtor/MLO I purchased a live in flip and was able to get a renovation loan through Xavier. He helped me break into the REI community and guided me the entire way through the process even helped me find my GC. He became my key player on my team and gave me the confidence I needed to do this time and time again." --Sal V.

"Working with Xavier was a great experience. He was always very responsive in a timely manner to all the questions I had. He look for the best options when looking for the best loan that fit my budget. It was a long process and being a first time home buyer I had no idea how everything worked but thanks to Xavier's help and guidance the process was much easier. I would totally recommend him he is the best at what he does and will always look out for the best interest of his clients." --Anahi R.